I heard on TV the other night that car companies are having a lot of problems selling cars this is mainly due to the fact that nearly all cars sold on credit.  And these days one thing that is affecting the car companies most of all is bad credit auto loan . Basically this is where somebody who is basically okay or rather has an excellent credit rating this is one credit card payment this results in a black market in Cattrall a credit file and they are instantly refuse credit from anywhere else because of the economic downturn credit companies are being very cautious.