If you are shopping around for an individual Texas health insurance policy, it is important to note that there are no specific requirements when it comes to what is called a standardized policy. This means that choosing an individual policy is almost like ordering ala carte in a restaurant, just like the consumer choice option. Each policy is not created equal and can have varying amounts of coverage. You must decide what features are important to you and do a little comparison-shopping to ensure that you choose the Texas health insurance policy that would best suit your needs both in health and in the pocketbook.